Structural Engineer Reports

Guides

Foundation, crack and underpinning guides

Straight answers from structural engineers who don't sell repairs: what cracks mean, why houses move, when underpinning is really needed, what it costs, and what to know about insurance and buying.

10 guides Engineering only AS 2870 in plain English
Flat lay of an engineer's inspection kit on a white desk: crack gauge, torch, tape measure, tablet, notebook and red penFIELD GUIDES

The short answer

Most cracks in houses are cosmetic. Wide, growing or stepped cracks, sloping floors and sticking doors can mean the footings are moving, and in Australian houses the cause is usually moisture: reactive clay, leaks, trees or poor drainage. Underpinning is only needed when the cause and severity call for it, so find the cause first. These guides take you from the first crack to repair options, cost, insurance and buying.

Usually harmless
Hairline cracks under 1 mm that aren't growing
Get it checked
Cracks 5 mm or wider, growing, stepped or tapered
Common causes
Reactive clay, leaks, trees, poor drainage and fill
Who to call
An independent structural engineer, before any repair quote

Every guide is written by engineers who inspect, diagnose, design and certify, and never sell repairs. Each one starts with a short answer, then goes into the detail: crack charts, diagrams, published cost ranges and the questions people ask most.

Reading path

Where to start: the guides in order

Follow the path from the first crack to a decision. Each stage links to the guides that answer it, and to the report that helps when you're ready.

  1. Problems

    Is it serious, and why is it moving?

    How engineers read cracks against AS 2870, why houses subside, and how reactive clay moves footings and slabs with the seasons.

  2. Underpinning

    Understand underpinning before anyone quotes

    What it is, when you need an engineer, how the methods compare, what it costs, how it differs from restumping and how insurance treats it.

  3. Buying

    Check a house before you commit

    What to look for, who to bring in, cooling-off periods by state, and how to decide, renegotiate or walk away.

  4. Next step

    Talk to an independent engineer

    A fixed quote within 1–2 business hours, and a report on the cause before any repair is priced.

All guides

Every foundation and underpinning guide

Cracks, subsidence, reactive clay, underpinning methods and cost, insurance and buying, each explained by independent structural engineers.

Guide · 12 min read

Cracks in walls: when to worry

Most cracks in walls and ceilings are harmless, but some point to footing movement that needs an engineer. Here's how to tell the difference, using the same crack chart engineers use.

Read the guide
Guide · 14 min read

House subsidence and movement

Sticking doors, sloping floors and new cracks can all mean a house is moving. Here's how to read the signs, what usually causes subsidence and when an engineer should take a look.

Read the guide
Guide · 11 min read

What is underpinning?

Underpinning strengthens or deepens the footings of a house that has moved. Here's what it involves, the main types, and the many cases where you don't need it, from engineers who don't sell it.

Read the guide
Guide · 13 min read

Underpinning cost in Australia

Published guides put common residential underpinning jobs at about $4,000–$15,000, with large jobs far higher. Here's what each method costs, what drives the price and what the engineering adds, from engineers who don't sell underpinning.

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Guide · 10 min read

Do I need an engineer for underpinning?

Short answer: yes. Underpinning is structural work that usually needs an engineer's design, a permit and certification. Here's what the engineer does, and the signs your house may or may not need it.

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Guide · 11 min read

Reactive clay and slab heave

Reactive clay swells when wet and shrinks when dry, so slabs built on it can lift, drop and crack. Here's how it works, what the AS 2870 site classes mean and when slab cracks need an engineer.

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Guide · 14 min read

Underpinning methods compared

Mass concrete, bored piers, screw piles, resin injection and slab jacking each suit some houses and fail in others. Here's how they compare on how they work, where they suit and how they fail, from engineers who don't sell any of them.

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Guide · 13 min read

Does insurance cover subsidence?

Many home policies exclude gradual subsidence and earth movement, but damage caused by an insured event such as a burst pipe may be covered. Here's how cover usually works, and how an engineer's report helps a claim.

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Guide · 13 min read

Buying a house with foundation problems

Cracks, sloping floors or tired stumps don't have to rule a house out. Here's what to check before you buy, when to bring in a structural engineer, and how to use the findings to decide, renegotiate or walk away.

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Guide · 11 min read

Underpinning vs restumping

Restumping replaces the stumps under a raised timber floor; underpinning strengthens or deepens the footings under slabs and brick walls. Here's how to tell which your house needs, what each costs and where an engineer fits.

Read the guide
Fixed fees

Structural engineer fees

On-site inspections with a written report from $450 + GST, with a fixed quote before we start.

See pricing
Second opinion

Got an underpinning quote?

An independent engineer checks the cause, the scope and what the quote leaves out, from $390 + GST.

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When you're ready

Reports and services these guides lead to

Every service is engineering only. We inspect, diagnose, design and certify; we never sell, recommend a contractor for, or carry out repairs, so the advice stays on your side.

On-site inspections with a written report start from $450 + GST, underpinning quote reviews from $390 + GST, and design and certification are fixed-quoted for each job. See pricing, or get a fixed quote within 1–2 business hours.

Questions

Cracks, subsidence and underpinning questions, answered

Still unsure? Call 07 2150 0579 and an engineer will talk it through.

Are the cracks in my walls serious?
Most aren't. Hairline cracks under 1 mm are usually cosmetic, while cracks 5 mm or wider, cracks that keep growing, and stepped or tapered cracks should be checked by an engineer. See cracks in walls: when to worry.
What causes house subsidence in Australia?
Usually moisture changes in the soil: reactive clay shrinking and swelling, leaks or poor drainage softening the ground, trees drawing water from it, or poorly compacted fill settling. Read house subsidence and movement.
Does my house need underpinning?
Only if the cause and severity of the movement call for it. Sometimes fixing a leak or drainage and monitoring the cracks is enough, so have an independent engineer find the cause before anyone quotes. See do I need an engineer for underpinning?
How much does underpinning cost?
hipages puts a typical house at $10,000–$15,000, and larger jobs cost far more (published guides, checked October 2026). A site-specific quote is the only real price. See underpinning cost.
Does home insurance cover subsidence?
Often not when it's gradual: many policies exclude subsidence, settlement, shrinkage and earth movement, but may cover damage caused directly by an insured event such as a burst pipe. Read does insurance cover subsidence?
Who writes these guides?
Structural Engineer Reports: independent structural engineers (Engineers Australia · RPEQ) who inspect, diagnose, design and certify. We never sell or carry out repairs, so the guides aren't selling a method.

Before anyone quotes a repair

Find the cause before anyone quotes a repair.

Tell us what you're seeing and where. You'll have a fixed quote within 1–2 business hours, and an independent engineer's report you can act on with confidence.

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Inspections from $450 + GST · No obligation

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